Question 1

How fast can VeriLend close a mortgage?

Accepted Answer

VeriLend averages approximately 18 days to clear-to-close, compared to the industry average of 45+ days, thanks to our Zeltra Core AI pre-underwriting technology.

Question 2

Does VeriLend offer loans for self-employed borrowers?

Accepted Answer

Yes. VeriLend offers bank statement and alternative documentation loans specifically designed for self-employed borrowers and business owners.

Question 3

What is a DSCR loan?

Accepted Answer

A DSCR (Debt Service Coverage Ratio) loan allows real estate investors to qualify based on rental income from the property rather than their personal income.

Question 4

Does applying with VeriLend affect my credit score?

Accepted Answer

No. Starting the process with VeriLend does not impact your credit score. A hard pull only occurs when you formally proceed with a full loan application.

Refinance Loan Questionnaire