Terms of Use
Last updated: April 2025
1. Acceptance of Terms
By accessing or using the VeriLend website and services, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you may not use our services.
2. Use of Services
Our services are intended for individuals seeking residential mortgage financing in the United States. You agree to use our services only for lawful purposes and in accordance with these terms. You must be at least 18 years of age to use our services.
3. No Commitment to Lend
Use of this website and submission of a loan inquiry does not constitute a loan application or a commitment to lend. All loans are subject to credit approval, income verification, appraisal, and satisfaction of all applicable program guidelines and regulations.
4. Accuracy of Information
You agree to provide accurate, current, and complete information during the application process. Providing false or misleading information in connection with a mortgage application is illegal and may result in criminal prosecution.
5. Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of VeriLend and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
6. Limitation of Liability
VeriLend shall not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of our services, even if we have been advised of the possibility of such damages.
7. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions.
8. Contact Us
Questions regarding these Terms of Use may be directed to: VeriLend | 11103 West Ave Ste 2101 #144, San Antonio, TX 78213 | Email: legal@verilend.com | Phone: 855-562-6761
9. SMS / Text Messaging Communications
By providing your mobile phone number and checking the SMS consent checkbox on any VeriLend form, you expressly consent to receive recurring automated and non-automated SMS text messages from VeriLend Mortgage (LoanXchange LLC) at the mobile number provided. These messages may include appointment reminders and confirmations, loan status updates, and mortgage-related informational alerts.
9a. SMS Program Details
Program Name: VeriLend Mortgage SMS Alerts. Sender: VeriLend Mortgage (LoanXchange LLC), 11103 West Ave Ste 2101 #144, San Antonio, TX 78213. Message Frequency: Message frequency varies based on your loan application status and appointment activity, typically 2–6 messages per month. Message & Data Rates: Message and data rates may apply depending on your mobile carrier and plan. Carriers are not liable for delayed or undelivered messages.
9b. How to Opt Out & Get Help
You may opt out of SMS communications at any time by replying STOP to any message. You will receive a one-time confirmation message and no further SMS messages will be sent. To re-enroll, you must opt in again through our website forms. For help or questions about the SMS program, reply HELP to any message or contact us at 855-562-6761 or legal@verilend.com.
9c. No Sharing of Mobile Numbers
Your mobile phone number will not be shared, sold, or disclosed to any third party for their marketing or SMS messaging purposes. Mobile opt-in data and consent are not transferred to any other companies or individuals.
9d. Consent Not Required for Services
Consent to receive SMS messages is not a condition of purchasing any product or service from VeriLend. You may still obtain mortgage services by contacting us directly at 855-562-6761 or legal@verilend.com without consenting to SMS communications.