01
Get Pre-Qualified02
Complete the03
Lock in04
Property Appraisal05
Underwriting &06
Sign Loan07
Funding &Step 01
Get Pre-Qualified
Start with a quick rate check and pre-qualification to understand your buying power before you shop.
Step 02
Complete the Loan Application
Submit your full application online or with the guidance of your dedicated loan officer.
Step 03
Lock in Your Interest Rate
Once your documents are reviewed, we lock in your rate to protect you from market fluctuations.
Step 04
Property Appraisal
A licensed appraiser visits the property to confirm its market value for the lender.
Step 05
Underwriting & Approval
Our underwriters review your full file and the lender renders a credit decision — typically within 1–3 business days.
Step 06
Sign Loan Documents
The lender prepares final closing documents, which are sent to a notary or escrow officer for your signature.
Step 07
Funding & Closing
The lender wires funds to the title company, which records the deed — your loan is officially closed.